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HSBC Star Alliance Credit Card

Unlock a world of benefits with the ultimate travel credit card

Explore a world of rewards

With the HSBC Star Alliance Credit Card, earn Star Alliance Gold Status and Rewards points from your daily spending. 

  • Fast track your way to Star Alliance Gold Status[@cards-star-alliance-fast-track] in year one of your account when you spend $4,000 or more on eligible purchases in the first 90 days[@cards-star-alliance-eligible-purchases]
  • Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 points per $1 afterwards[@cards-star-alliance-points-uncapped]
  • Get 0% pa interest on balance transfers for 12 months[@cards-balance-transfer-offer] (2% balance transfer fee applies)[@cards-2-percent-balance-transfer-fee]
  • Share the benefits with those close to you, with no additional cardholder fees[@additional-cardholder]

Rates and fees

Annual fee $0 in the first year ($450 afterwards)[@cards-star-alliance-annual-fee] 

Interest-free period on purchases Up to 55 days[@cards-up-to-55-days] 

Interest rate for purchases19.99% pa  

What you get with an HSBC Star Alliance Credit Card

Star Alliance Gold Status

Enjoy a premium travel experience normally reserved for very frequent flyers.

Star Alliance Points

Redeem points and access Rewards seats across 7 participating Star Alliance frequent flyer programs.

Travel with exclusive perks

Get access to complimentary insurance and more[@cards-complimentary-insurance].

Gold Status privileges

Enjoy Star Alliance Gold Status benefits no matter which of the 26 Star Alliance member airlines you fly with.

  • Relax in any of the 1,000+ available airport lounges[@cards-star-alliance-lounge]
  • Avoid the queues with priority security lanes[@cards-star-alliance-airport-security], check-in, and boarding where available
  • Bring all of your essentials with an extra 20kg baggage allowance or piece of luggage depending on your airline's rules[@cards-star-alliance-baggage]
  • Enjoy greater flexibility with priority airport stand-by[@cards-star-alliance-standby] and reservation waitlists[@cards-star-alliance-priority-reservations-waitlists]
  • Access additional benefits when flying with your chosen airline’s Gold Status program, which may include preferred seating, discounted upgrades, and more[@cards-star-alliance-airline-list].

     

Following the introductory Fast Track to Gold Status offer, you earn Star Alliance Gold Status[@star-alliance-ffp] when your combined account spend is $60,000[@cards-star-alliance-gold-status-eligible-purchases] or more on eligible purchases in a qualification year[@cards-star-alliance-airline-qualification-disclaimer]. Please note any status granted under the HSBC Star Alliance Credit Card is withdrawn immediately if you close your HSBC Star Alliance Credit Card account.

Unlimited Star Alliance Points

Earn and redeem Star Alliance Points to fly to over 1,200 international destinations through the Star Alliance network.

  • Get 1 Star Alliance Point per $1 spent, up to $3,000 per statement period and 0.5 points per $1 afterwards[@cards-star-alliance-points-uncapped]
  • Redeem Star Alliance points to book international flights through any of the participating Star Alliance frequent flyer programs[@cards-star-alliance-convert-points]
  • Use your Star Alliance Points to book domestic travel through selected participating airlines[@cards-participating-airlines].

Travel insurance and more

Save on your next trip with complimentary travel insurance benefits and 0% interest for 6 months on flight bookings.

  • Get domestic and international travel insurance with rental vehicle excess insurance in Australia, transit accident insurance, extended warranty insurance, and purchase protection insurance[@cards-complimentary-insurance]
  • Treat yourself today with Visa's outstanding offers and perks on flights, food, fashion, and more
  • 0% interest for 6 months on flight bookings through the website of a participating Star Alliance member airline using your HSBC Star Alliance credit card[@cards-star-alliance-0-interest]

Convenience that continues at home and abroad

  • Mobile payments
    Make fast and secure contactless payments with your phone anywhere that accepts Apple Pay or Google Pay – online and at participating retail stores[@cards-mobile-payments].
  • My Card Controls
    Use My Card Controls to help keep your spending safe with transaction limits and the ability to lock or unlock your card.
  • HSBC Instant Savings
    Discover over 4,500 ways to save when you get the HSBC Instant Savings app – learn more [@cards-instant-savings-tnc]

Why choose HSBC?

We're leaders in global travel cards

The HSBC Star Alliance Credit Card won the Canstar Innovation Excellence Award in 2023.

Card fees and features

Find out the fees and features for the HSBC Star Alliance Credit Card.
Fees and features Details
Interest rate for purchases 19.99% per year
Interest-free period[@cards-up-to-55-days] Up to 55 days
Interest rate for cash advances 21.99% per year
Annual fee[@cards-star-alliance-annual-fee] $0 in the first year ($450 afterwards)
Balance transfer rate (introductory)[@cards-balance-transfer-offer] 0% for the first 12 months
Balance transfer fee[@cards-2-percent-balance-transfer-fee] 2% of the balance transferred
Cash advance fee 3% or $4, whichever is higher
Overseas transaction fee 3%
Additional cardholder fee (cardholder must be over 16 years old)[@additional-cardholder] $0
Minimum income requirement $75,000 per year
Minimum credit limit $6,000
Late payment fee $30
Find out the fees and features for the HSBC Star Alliance Credit Card.
Fees and features Interest rate for purchases
Details 19.99% per year
Fees and features Interest-free period[@cards-up-to-55-days]
Details Up to 55 days
Fees and features Interest rate for cash advances
Details 21.99% per year
Fees and features Annual fee[@cards-star-alliance-annual-fee]
Details $0 in the first year ($450 afterwards)
Fees and features Balance transfer rate (introductory)[@cards-balance-transfer-offer]
Details 0% for the first 12 months
Fees and features Balance transfer fee[@cards-2-percent-balance-transfer-fee]
Details 2% of the balance transferred
Fees and features Cash advance fee
Details 3% or $4, whichever is higher
Fees and features Overseas transaction fee
Details 3%
Fees and features Additional cardholder fee (cardholder must be over 16 years old)[@additional-cardholder]
Details $0
Fees and features Minimum income requirement
Details $75,000 per year
Fees and features Minimum credit limit
Details $6,000
Fees and features Late payment fee
Details $30

What you need to know

Card tradeoffs

This card has the highest annual fee out of all our credit cards.

Compared to the HSBC Low Rate Credit Card, the HSBC Star Alliance Credit Card has a:

  • Higher purchase interest rate
  • Shorter introductory 0% pa interest balance transfer period
  • Higher overseas transaction fee

Compare our credit cards

You can find out more about our credit cards and compare them with the HSBC Star Alliance Credit Card – compare our credit cards.

Are you eligible?

To apply for an HSBC Star Alliance Credit Card, you'll need to:

  • Be over 18 years old
  • Be an Australian citizen, permanent resident, or hold a long-term visa
  • Earn at least AUD75,000 per year
  • Have a good credit rating

You'll need to provide some identification and proof of address, income and employment to apply.

Ready to apply?

New to HSBC?

If you've never banked with us before, you can apply online for an HSBC Star Alliance Credit Card. We recommend using the latest version of Chrome or Safari to do so. It takes 10 minutes and you'll get an instant response.

Existing HSBC customers

If you already bank with us, you can apply via online banking or the HSBC Mobile Banking app.

Frequently Asked Questions

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Important information

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Available to new, approved customers who apply for the HSBC Star Alliance Credit Card. Offer is not available for product transfers or in conjunction with any other offer. HSBC may change or end this offer at any time.

Fees, charges, terms, conditions and HSBC's lending criteria applies to all credit cards issued by HSBC. Go to www.hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. See terms and conditions for more information.

This website is designed for use in Australia. The products and services represented within this website are intended for Australian Residents.